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In order to qualify for license renewal, mortgage loan officers must complete how many hours of continuing education annually?

  1. 10 hours

  2. 8 hours

  3. 15 hours

  4. 12 hours

The correct answer is: 12 hours

The correct requirement for license renewal for mortgage loan officers in West Virginia is to complete 10 hours of continuing education annually. This education is essential for ensuring that loan officers stay updated on changes in laws, regulations, and industry practices, thereby enhancing their ability to serve clients effectively and responsibly. The choice of 12 hours is slightly above the actual requirement, which leads to the misconception that that may be the standard. The accurate number reflects a more streamlined approach to continuing education for professionals in this field, keeping it manageable while still emphasizing the importance of ongoing training and development. Therefore, recognizing the requirement of 10 hours provides a clearer understanding of the expectations for maintaining a mortgage loan officer's license in West Virginia.